Overview / Rating, risk and solvency

Rating, risk and solvency

The risk reports of Banking, Non-life Insurance and Life Insurance describe the Alm. Brand Group’s risks, solvency and financial position within the respective companies. The risk reports have been prepared in accordance with applicable regulations.

Risk reports

Reference is generally made to Alm. Brand’s most recent annual reports.

Please note that content is only provided in Danish.

Solvency in Alm. Brand Bank

Please note that content is only provided in Danish.


Alm. Brand Forsikring A/S and Alm. Brand A/S have been rated by international credit rating agency Fitch Ratings. Fitch Ratings assigned Alm. Brand Forsikring A/S an Insurance Financial Strength Rating (IFSR) of ‘A+’. At the same time, Fitch Ratings assigned Alm. Brand A/S a Long-Term Issuer Default Rating (IDR) of ‘A’. Both ratings were assigned a ‘stable outlook’, reflecting Fitch Ratings’ expectation that the rating will remain at the level assigned in the short to medium term.

View Rating Report

Alm. Brand A/S mandates 10NC5 Tier 2 Capital Notes transaction

Presse Release Tier 2 Issuance
Press Release Tier 2
Alm. Brand – Company presentation
Tier 2 Terms and Conditions (DKK)
Tier 2 Risk Factors (DKK)

Fitch assign subordinated notes BBB-rating